Fansit

Anti-Money Laundering, Fraud Prevention, and Sanctions Compliance Policy

URL: legal.fansit.com/anti-money-laundering

Effective Date: May 6, 2026

Last Updated: May 6, 2026

Fansit is committed to preventing money laundering, fraud, sanctions evasion, and other unlawful financial activity on the platform. We maintain policies, procedures, and controls designed to detect, investigate, and address suspicious transactions, deceptive conduct, misuse of payment systems, unauthorized payment activity, chargeback abuse, refund abuse, and attempts to use Fansit to conceal, transfer, or cash out illicit proceeds.

This policy applies to all users, transactions, accounts, payment activity, payouts, subscriptions, tips, pay-per-view purchases, and other financial interactions on or through Fansit.

What This Policy Covers

This policy addresses risks including:

  • money laundering and attempted laundering of criminal proceeds;
  • fraud, scams, deceptive payment activity, chargeback abuse, refund abuse, and unauthorized transactions;
  • sanctions violations and sanctions evasion;
  • identity fraud, impersonation, and account misuse connected to financial activity;
  • use of the platform, payment methods, payouts, subscriptions, tips, pay-per-view content, direct messages, or other platform features to disguise, route, split, layer, transfer, or cash out unlawful proceeds; and
  • the use of direct messages, content sales, subscriptions, tips, pay-per-view content, livestreaming, or other platform features to facilitate prohibited financial conduct.

What Is Money Laundering?

For purposes of this policy, money laundering includes any attempt to use Fansit, its payment flows, accounts, subscriptions, tips, content sales, pay-per-view purchases, payouts, or related platform functionality to conceal, transfer, route, layer, or make legitimate the proceeds of unlawful activity.

What Is Fraud?

For purposes of this policy, fraud includes any intentional deception, misrepresentation, manipulation, unauthorized transaction, or misuse of the platform or payment systems to obtain money, content, access, services, or anything else of value.

Prohibited Conduct

You must not use Fansit to engage in, assist, facilitate, or attempt any of the following:

  • money laundering or handling the proceeds of crime;
  • sanctions violations or sanctions evasion;
  • payment fraud, chargeback abuse, refund abuse, or unauthorized transactions;
  • the use of stolen payment credentials, compromised accounts, false identities, forged documents, or misleading account information;
  • self-funding, circular transactions, sham purchases, straw transactions, or transactions intended to simulate legitimate demand or disguise the source or destination of funds;
  • use of multiple accounts, related accounts, or third parties to evade financial controls, identity checks, payout restrictions, or transaction monitoring;
  • collusive conduct between Fans and Creators or related parties designed to route, split, return, wash, or cash out funds improperly;
  • use of direct messages, content pricing, subscriptions, tips, pay-per-view content, livestreaming, payout activity, or off-platform instructions to conceal or facilitate prohibited financial conduct;
  • use or attempted use of cryptocurrency, stablecoins, digital assets, wallet-based payments, token-based payments, or other unsupported payment methods on or through Fansit; or
  • any other financial conduct prohibited by applicable law, our Terms of Service, this policy, or our internal risk controls.

Verification and Risk Controls

To prevent fraud, money laundering, sanctions evasion, and related abuse, Fansit may use risk-based controls and monitoring measures, including:

  • age and identity verification;
  • creator onboarding and reverification;
  • transaction monitoring;
  • payment, payout, and account-risk review;
  • sanctions and restricted-party screening;
  • fraud detection tools and behavioral analysis;
  • review of linked accounts, devices, IP addresses, payment methods, or other usage signals;
  • limits on transactions, purchases, payouts, account functionality, or access to monetization features; and
  • requests for additional information or documentation where appropriate.

Sanctions Compliance

Fansit may block, restrict, or refuse access to accounts, transactions, payouts, or other platform functionality where necessary to comply with sanctions laws, embargoes, restricted-party rules, or other legal obligations.

We may use third-party screening tools, internal review, and other controls to identify individuals, entities, regions, accounts, payment methods, payout destinations, or transactions that may present sanctions risk.

Users must not use Fansit if they are prohibited from doing so under applicable sanctions or trade restrictions, or if they are acting on behalf of, for the benefit of, or in coordination with a sanctioned or restricted person or jurisdiction.

Investigations and Information Requests

If we identify suspicious activity or reasonably believe that fraud, money laundering, sanctions evasion, or other prohibited conduct may be occurring, we may investigate the matter and take any action we consider appropriate.

This may include requesting additional information, documents, or explanations relating to:

  • identity;
  • beneficial ownership or control;
  • source of funds;
  • source of wealth;
  • payment method ownership or authorization;
  • payout account ownership or control;
  • transaction purpose;
  • relationships between accounts; or
  • any other information reasonably necessary to assess platform, financial, legal, or safety risk.

Failure to cooperate with a legitimate compliance review may result in restriction, suspension, payout delay, payout forfeiture where permitted, or account termination.

Enforcement and Remedies

Where we suspect or confirm activity prohibited by this policy, we may take immediate action without prior notice, including:

  • declining, blocking, reversing, or canceling transactions;
  • delaying, holding, freezing, withholding, offsetting, or restricting payouts to the extent permitted by law and our agreements;
  • restricting monetization, messaging, livestreaming, payouts, subscriptions, tips, pay-per-view purchases, or other platform features;
  • requiring reverification or enhanced due diligence;
  • suspending or terminating accounts or related accounts;
  • preserving relevant records and evidence; and
  • reporting matters to banks, payment providers, payout providers, law enforcement, regulators, or other competent authorities where required or appropriate.

Cooperation with Authorities and Service Providers

Fansit may cooperate with financial institutions, payment processors, payout providers, fraud-prevention vendors, identity-verification providers, law enforcement, regulators, and other competent authorities in investigating fraud, money laundering, sanctions issues, unsupported payment activity, or other unlawful conduct, subject to applicable law.

No Evasion

Users must not attempt to evade this policy through indirect payments, cryptocurrency, stablecoins, digital assets, third-party wallets, alternate accounts, nominee arrangements, collusive transactions, off-platform instructions, or any other workaround.

Users may make and receive payments on Fansit only through the payment and payout methods made available by Fansit. Users must not request, offer, accept, or facilitate off-platform payments or any other unsupported payment methods in connection with Fansit activity.

Related Policies

This policy supplements and should be read together with the Terms of Service, Acceptable Use Policy, Age Verification Policy, Content Moderation Policy, Anti-Trafficking & Exploitation Policy, Law Enforcement Request Policy, and other applicable Fansit compliance and safety policies.

Contact

Questions relating to this policy may be sent to: