Terms of Service
URL: legal.fansit.com/terms
Effective Date: April 16, 2026
Last Updated: April 16, 2026
These Terms of Service ("Terms") constitute a binding agreement between you and Persona Payments LLC, a Wyoming limited liability company, doing business as "Fansit" (together with its subsidiaries and affiliates, "Fansit," "we," "us," or "our"), with a registered place of business at 1309 Coffeen Ave STE 1200, Sheridan, WY 82801.
By creating an account, accessing, or using fansit.com or any related Fansit service (collectively, the "Platform"), you agree to these Terms and to all policies referenced in them.
1. Adults-Only Platform · Zero Tolerance
1.1. The Platform is intended for adults aged eighteen (18) or older only.
1.2. Zero tolerance for child sexual abuse material (CSAM). Fansit prohibits any content that depicts, suggests, or simulates the sexual exploitation of a minor. We report every confirmed instance to the National Center for Missing & Exploited Children (NCMEC) and cooperate fully with law enforcement.
1.3. We also prohibit age-play roleplay, content involving real or apparent minors in sexualized contexts, and any depiction designed to mimic minors. Violations result in immediate, permanent account termination.
1.4. By using the Platform you represent and warrant that you are at least eighteen (18) years of age and have the legal capacity to enter into these Terms in your jurisdiction.
2. Description of Service
2.1. Fansit is an online platform that enables Creators to share, promote, and monetize content with Fans through subscriptions, tips, pay-per-view ("PPV") content, custom requests, livestreams, and other features.
2.2. Fansit acts as a service provider and payment intermediary. Fansit is not a party to the underlying contract between Fans and Creators (the "Standard Fan/Creator Contract").
3. Eligibility & Accounts
3.1. To use the Platform you must be at least 18, legally able to enter into binding contracts, and not barred under applicable law.
3.2. You must provide accurate registration information and keep it current. You are responsible for all activity under your account, including for safeguarding your password.
3.3. To become a Creator, you must complete identity and age verification through our verification provider, as described in the Age Verification Policy.
3.4. You may not create multiple accounts to evade suspensions, bans, or restrictions.
4. FanBucks · Payments
4.1. FanBucks are the Platform's internal credit unit. Fans purchase FanBucks at prices set by Fansit, which vary by package and may change at any time.
4.2. FanBucks have no monetary value held by Fans, are non-transferable between Fan accounts, and are non-refundable except where required by applicable law.
4.3. Fansit acts as the merchant of record for all FanBuck purchases. All payments are processed through third-party payment processors. By purchasing FanBucks you authorize Fansit and its processors to charge your selected payment method.
4.4. Tips are voluntary gratuities, not payment for goods or services, and are non-refundable once sent. A Creator's failure to provide additional content, performance, or service after a tip does not entitle a Fan to a refund.
4.5. Lifetime access to purchased PPV content. When a Fan purchases pay-per-view content, the Fan receives a permanent, non-transferable license to access that specific content, even if the Creator later removes it from the Platform or closes their account, subject to Section 13 (Termination) and applicable law.
4.6. Chargebacks. If you initiate a chargeback or payment dispute with your bank or card issuer in bad faith — including for content or services already accessed — Fansit may suspend or terminate your account, recover the disputed amount and any associated fees from your account balance, and report the activity to fraud-prevention services.
5. Auto-Recharge
5.1. If you enable auto-recharge, you authorize Fansit to charge your default payment method to top up your FanBuck balance whenever it falls below the threshold you set, in the increment you select.
5.2. You may disable auto-recharge at any time from your wallet settings. Disabling does not refund FanBucks already credited.
6. Content Licenses
6.1. License You Grant Fansit
When you upload, post, transmit, or otherwise make available any content on the Platform, you grant Fansit a worldwide, non-exclusive, royalty-free, fully sublicensable and transferable license to host, store, reproduce, transmit, display, modify, distribute, and create derivative works from that content for the purposes of operating, providing, securing, marketing, and improving the Platform, and as otherwise permitted by these Terms and our Privacy Policy.
6.2. License Survives Account Closure for §2257 Compliance
Notwithstanding any deletion of content or account by you, Fansit may retain copies of content and related records for as long as required to comply with 18 U.S.C. § 2257 and similar age- and identity-verification recordkeeping obligations, to defend against legal claims, or as otherwise permitted by applicable law.
6.3. License to Other Users
When a Fan purchases or unlocks Creator content, the Creator grants that Fan a perpetual, personal, non-transferable, non-sublicensable license to view that specific content for the Fan's own personal, non-commercial use.
6.4. AI Disclosure Required
If any portion of your uploaded content was generated, modified, or assisted by artificial intelligence, you must disclose that fact in accordance with the Acceptable Use Policy and Community Guidelines.
7. Acceptable Use
You agree to use the Platform only for lawful purposes and in accordance with the Acceptable Use Policy, Community Guidelines, and any other policies referenced in these Terms.
8. Communications · Public-by-Default
8.1. Treat every message as potentially public. Fansit cannot and does not guarantee the privacy of any message, comment, livestream, or content shared on the Platform. Other users may screenshot, record, or share any communication you send.
8.2. You are solely responsible for the content of your communications. You should not share personally identifying information, financial information, or anything else you would not want disclosed.
8.3. Off-platform communications. Conducting transactions, sharing payment details, or moving conversations off the Platform is strongly discouraged. Off-platform interactions are at your sole risk; Fansit cannot help with disputes that occur outside the Platform.
8.4. Recording and redistribution. You may not record, screenshot, scrape, or otherwise capture another user's content, livestream, or messages and redistribute, post, or share them outside the Platform without that user's express written consent. Doing so is grounds for immediate termination and may give rise to civil and criminal liability.
9. AI Creators
9.1. Creators whose accounts are designated as AI Creators must comply with the AI disclosure obligations described in the Acceptable Use Policy and Community Guidelines, including conspicuously labeling their profile and every post and piece of content as AI-generated.
9.2. AI Creators are subject to the same revenue terms, payout structure, and conduct rules as human Creators.
10. Intellectual Property
10.1. The Platform, including its software, design, trademarks, logos, and underlying technology, is owned by Persona Payments LLC and its licensors and is protected by U.S. and international intellectual-property laws.
10.2. Nothing in these Terms grants you any right to use Fansit's trademarks, service marks, or branding except as expressly permitted in writing.
10.3. Copyright owners may submit infringement notices in accordance with the DMCA Policy.
11. Suspensions, Restrictions & Termination
11.1. Fansit may suspend, restrict, or terminate any account, with or without notice, at our sole discretion, including for actual or suspected violations of these Terms, fraud, chargeback abuse, or to protect the safety or integrity of the Platform.
11.2. You may close your account at any time from your account settings.
11.3. Upon termination, the licenses you granted Fansit in Section 6 survive only to the extent necessary for compliance with §2257 and similar legal obligations, defense of legal claims, and the perpetual licenses already granted to Fans under Section 6.3.
12. Indemnification
12.1. You will indemnify, defend, and hold harmless Persona Payments LLC, its affiliates, officers, employees, agents, and partners from and against any and all claims, demands, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Platform; (b) your content; (c) your breach of these Terms or any policy referenced in them; or (d) your violation of any law or the rights of any third party.
13. Disclaimers
13.1. The Platform is provided "as is" and "as available." To the maximum extent permitted by applicable law, Fansit disclaims all warranties, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted operation.
13.2. Fansit does not endorse any Creator or Creator content. Reliance on any content or interaction with any Creator is at your sole risk.
14. Limitation of Liability
14.1. To the maximum extent permitted by applicable law, in no event will Fansit, its affiliates, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Platform, even if Fansit was advised of the possibility of such damages.
14.2. Aggregate liability cap. Fansit's aggregate liability arising out of or related to these Terms or your use of the Platform will not exceed the greater of (a) the U.S.-dollar value of the FanBucks held in your wallet at the time the claim arose, or (b) the total fees you paid to Fansit in the six (6) months preceding the event giving rise to the claim.
15. Dispute Resolution · Mandatory Arbitration · Class Waiver
Read this section carefully. It affects your rights.
15.1. Federal Arbitration Act. This Section is governed by the Federal Arbitration Act (9 U.S.C. § 1 et seq.) and federal arbitration law.
15.2. Mandatory binding arbitration. Except as provided in Sections 15.5 and 15.7, any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Platform — whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether arising before, during, or after termination of your account — will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. The arbitration will be conducted in Sheridan, Wyoming, or by video conference at your option, and a single arbitrator will decide the dispute.
15.3. Class action waiver. You and Fansit each agree that any dispute will be brought solely in your individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, mass, representative, or private-attorney-general proceeding. The arbitrator may not consolidate more than one person's claims or preside over any form of representative proceeding.
15.4. Filing-fee reimbursement. For any individual claim seeking $1,000 USD or less, Fansit will pay all AAA filing, administrative, and arbitrator fees, provided the claim is not frivolous (as determined under FRCP 11 standards).
15.5. Small-claims carve-out. Either party may bring an individual action in any small-claims court of competent jurisdiction, in lieu of arbitration, so long as the action remains in that court and is brought on an individual basis.
15.6. 30-day opt-out. You may opt out of this arbitration agreement by sending written notice of your decision to opt out, including your name, account email, and a clear statement that you wish to opt out, to legal@fansit.com within thirty (30) days of first accepting these Terms. Opting out has no effect on any other provision of these Terms.
15.7. Equitable relief. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual-property rights or confidential information.
15.8. Severability of arbitration provisions. If the class-action waiver in Section 15.3 is found unenforceable as to any particular claim, that claim shall be severed from the arbitration and proceed in court; the rest of this Section remains in effect.
16. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict-of-laws principles, except that Section 15 (Dispute Resolution) is governed by the Federal Arbitration Act.
17. Changes to These Terms
We may modify these Terms at any time. Material changes will be communicated through the Platform, via email to your registered address, or by other reasonable means. Continued use of the Platform after the effective date of the change constitutes acceptance.
18. Notices
Notices to Fansit must be sent to legal@fansit.com or to:
Persona Payments LLC, dba Fansit Attn: Legal Department 1309 Coffeen Ave STE 1200 Sheridan, WY 82801
Notices to you may be sent to your registered email address or via in-Platform notification.
19. Entire Agreement; Severability; Assignment
19.1. These Terms, together with all policies referenced in them, constitute the entire agreement between you and Fansit and supersede any prior agreement.
19.2. If any provision is held unenforceable, the remaining provisions remain in full force.
19.3. You may not assign these Terms without our prior written consent. Fansit may assign these Terms freely, including to a successor in connection with a merger, acquisition, or sale of assets.
20. Contact
| Purpose | Email | |---|---| | General support | support@fansit.com | | Legal | legal@fansit.com | | DMCA | dmca@fansit.com | | Privacy / DSAR | privacy@fansit.com | | Abuse reports | abuse@fansit.com |